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Choose your employer from the drop down menu to view your Health and Welfare Summary Plan Document.
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Choose your employer from the drop down menu to view your Pension Summary Plan Document.
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Pension and Retirement Forms
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HIPAA privacy notice, HIPAA Authorization form and other miscellaneous
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Pension
Fund Updates
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RX
Questions:
A generic
drug is a copy that is the same as a brand-name drug in dosage, safety,
strength, how it is taken, quality, performance and intended use.
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Yes. FDA
requires that all drugs be safe and effective.
Since generics use the same active ingredients and are shown to work the same
way in the body, they have the same risks and benefits as their brand-name
counterparts.
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Yes. FDA
requires generic drugs to have the same quality, strength, purity and stability
as brand-name drugs.
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No.
Generic drugs work in the same way and in the same amount of time as brand-name
drugs?
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Generic
drugs are less expensive because generic manufacturers don't have the investment
costs of the developer of a new drug. New drugs are developed under patent
protection. The patent protects the investment - including research,
development, marketing, and promotion - by giving the company the sole right to
the drug while it is in effect. As patents near expiration, manufacturers can
apply to the FDA to sell generic versions. Because those manufacturers do not
have the same development costs, they can sell their product at substantial
discounts. Also once generic drugs are approved, there is greater competition,
which keeps the price down. Today, almost half of all prescriptions are filled
with generic drugs.
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No.
Brand-name drugs are generally given patent protection for 20 years from the
date of submission of the patent. This provides protection for the innovator who
lays out the initial costs (including research, development and marketing
expenses) to develop the new drug. However. when the patent expires, other drug
companies can introduce competitive generic versions, but only after they have
been thoroughly tested by the manufacturer and approved by the FDA.
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Contact
your physician or pharmacist for information on your generic drug. You can also
visit the FDA website at
www.fda.gov/cder/ogd/index.htm
for more
information.
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Pension Questions:
If the other
local union is
signatory to an agreement
with the Road Carriers Local 707 Pension Fund..
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When you have accumulated 15 pension credits and are 55 years old; or after 5 years
and age 65.
You may retire at
any
age
if you have at least
with at least 25 years of
combined service.
Refer to SPD for complete details.
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After you have accumulated 18 years of credit with 707 and
a
total of 25 years combined. For
those retiring after November 1, 2002 you must also be eligible for welfare
benefits in the eight quarters immediately prior to your retirement.
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If you are a retiree that is
eligible for medical coverage, your monthly medical co-pay amount would be based
on your age, effective date of retirement and whether you choose single or
couple coverage.
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You can choose a death benefit of
$2,500 in lieu of medical coverage (see above) or if you work at least 22 ˝ years with Local 707 out of a total of 30 years,
you may choose a $10,000 death benefit in lieu of medical benefits.
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60-90 days prior to your anticipated
retirement date.
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No, only those rate increases that
are approved for retirees.
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There are no automatic increases. In
the past, the Trustees have provided increases when the fiscal condition of the
Fund permitted. There is no guarantee that there will be future increases.
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Refer to the Prohibitive Employment
section of the
Pension Plan SPD.
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Request a Pension Credit Statement
from a Pension Department representative.
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If the present actuarial value is
less than $5,000 the Fund may elect to pay your benefit in a lump sum.
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Checks are mailed the last business day of the month.
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Request a form from the Pension
Department or print a form from the "Forms" section of this site.
Submit the form to the Pension Department along with the requested
documentation.
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Request
a form from the Pension
Department or print a form from the "Forms" section of this site.
Submit the form to the Pension Department along with the requested
documentation.
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After the 15th of the month, you may request a replacement
check from the Pension Department.
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Pension payments shall end the month
that the pensioner deceases. You may keep the check that was received for that
month.
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Contact the Pension Department after the 1st of the current month.
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On or about December 15th of each year if you retired on or before December 1st of the current year.
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Submit a change of address form to
the Fund Office. You can print one from this site or request one from the Fund
Office.
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You can request a form from the
Pension Department or print one from this site.
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Request a new beneficiary form from
the the Pension Department or print one from this site. Submit the completed
form to the Pension Department.
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Refer to the Welfare SPD for
details.
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No, but we have arranged for you to
purchase prescription drugs, eyeglasses and dental services at special
discounted rates.
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You must submit Power of Attorney for review.
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Each year on or about January 25th.
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Refer to the document below for a thorough explanation of the way benefits are
calculated.
Pension 204h Notice
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questions
Eligibility Questions:
Submit a copy of your marriage
certificate to the Fund Office.
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Submit a copy of the baby’s or
dependent child's birth
certificate to the Fund Office.
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Submit a copy of your divorce decree
to the Fund Office.
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Yes, if you submit a copy of the
child's birth certificate and a letter from the school stating he/she is a full
time student earning 12 or more credits. A letter from the school must be
submitted every semester/trimester to the Fund Office.
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We will send you an Extension of Benefits package to be filled out by
yourself and your child's doctor. The complete package must be submitted to the
Fund Office for review and determination.
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Print a change of address form from
this site or request a form from the Fund Office. Submit the signed form to the
Fund Office.
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Print a change of beneficiary form
from this site or request a form from the Fund Office.
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You must submit a completed
enrollment card and pertinent documentation before we can enroll you in the
Plan. You can print a card from this site or request a card from the Fund
Office. Submit a completed card to the Fund Office.
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Upon request, the Fund Office will
order you a new eligibility and prescription card. It will take approximately 10
working days for you to receive your card from Express Scripts. The eligibility
and prescription card are now one and the same.
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Send copies of your compensation check stubs for the previous
qualifying quarter to the Fund Office.
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You are entitled to a maximum of 8 quarters in a five-year period.
Refer to the Welfare Fund SPD.
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We credit you for up to two eight
hour days for each week that you collect a weekly loss of time benefit from
worker's compensation.
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Medical Questions:
The following
questions relate to those participants covered in a
Non HMO Plan. If you are
enrolled in an HMO, contact your HMO for referral procedures.
No, but if you are admitted to the hospital, contact
Blue Cross at 1-800-553-9603
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24 visits for Physical Therapy per
plan year. A plan
year is September 1st -
August 31st
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No referrals are necessary.
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Call
Empire
at: 1-800-676-BLUE
(2583)
Or visit their website at www.BCBS.com
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Yes – 1 physical per plan year
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You can get up to a 34-day supply only through a
pharmacy. You must mail your prescription to the Teamsters Care Pharmacy for 90
day supplies.
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COBRA Questions:
We need to receive your payment by
the 1st day of the month for coverage for that month.
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Make your COBRA payment payable to:
Road Carriers Local 707.
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No. It is your responsibility to
make timely payments. Your cancelled check is your receipt.
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When divorced, you have 60 days
(only) from the date of divorce to be able to elect COBRA.
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You have the
option of converting over to an individual life insurance plan. You have only 31
days from your termination date to convert. Call the Fund Office.
Refer to the Life Insurance section of the Welfare SPD for information regarding
conversion privileges.
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a) If you become entitled for
Medicare benefits.
b) If you become covered under another health plan that has no exclusions or
limitations for your pre-existing conditions.
c) The Fund ceases to provide any group health coverage for participants.
d) Any required premium is not paid in full on time.
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